Our lenders can offer competitive rates of finance based on your credit status, this means that if you are accepted for finance, our lenders will offer you their best available rates, All of our lenders are responsible, trustworthy lenders who have been carefully selected by us to suit the needs of our customers. They will only set up a payment scheme that you are happy with and that you can afford, If you believe that we may be able to help you make your dreams of a car become a reality, simply get in contact with us and we will go through the application form with you. It is very simple and you will get a response as soon as we have an update. It really is that easy.

Car Finance For Bad Credit

It can be frustrating when you are trying to apply for car finance, only to be turned away due to your poor credit record. Bad credit can happen for all sorts of reasons, missed payments, CCJ's bankruptcy, or even if you have no credit history it can have a negative effect. This is because you have no borrowing history and nothing to suggest that you will make the payments back. Do not give up though if you have been turned away by other lenders. We work with some of the UK's largest car finance lenders and could help get you the best car finance deals based on your credit status.

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Further Information

GDPR and Data Protection Notice 1998

In considering your application we will search your record at a credit reference agency. They will add to your record details of our search and your application and this will be seen by other organisations carrying out later searches. It is important that you give us accurate information. We will check your details with fraud prevention agencies and if you give us false or inaccurate information and we suspect fraud we will record this. We and other organisations may use and search these records to help make decisions about credit and credit related services, for you and members of your household; trace debtors, recover debt, prevent fraud, and to arrange your accounts or insurance policies; check your identity to prevent money laundering unless you furnish us with other satisfactory proof of identity. You have a right, on payment of fee, to receive a copy of the information we hold about you if you apply to us in writing. We may pass on your details to other companies to send information about the product.

Please tick the box below to confirm that you consent for your information to be made available to any potential lender or broker who may be able to help you buy/lease your vehicle of choice at Gateacre Motors.

Representative Example

Rates from 7.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example: borrowing £5000 over 5 years with a representative APR of 17.20%, an annual interest rate of 17.20% (Fixed) and a deposit of £0.00, the amount payable would be £121.49 per month, with a total cost of credit of £2,289.40 and a total amount payable of £7,289.40.

We look to find the best rate from our panel of lenders and will offer you the best deal that you're eligible for. We don't charge a fee for our service, but we do earn a commission. This does not influence the interest rate you're offered in any way.

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The Car Finance Company
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